How it works
From browsing to owning, in four steps.
Cubicle turns investing in startups into something you can do in a few minutes, and follow for years.
01
Discover
Browse open rounds. Every page has the pitch, the numbers, the team, due-diligence notes and how the money will be used.
02
Invest from €100
Choose an amount and pay with iDEAL, card, Bancontact or SEPA through Mollie. That's it: as simple as an online payment.
03
Follow the progress
Milestones, stretch goals and founder updates land in your feed, next to news our AI finds between updates.
04
Own your piece
Your portfolio shows every holding, interest payments and how each company is doing, in one place.
Three ways to invest
Shares, bonds and convertibles.
Shares
You become a co-owner. If the company grows and is sold or goes public, your piece grows with it. If it fails, you can lose your investment.
Bonds
You lend money at a fixed interest rate for a fixed term, for example 8% a year. You get interest along the way and your money back at the end, if the company can pay.
Convertibles
A loan that turns into shares at the next funding round, usually at a discount. Popular with very young companies that are hard to value today.
Cubicle Watch
An AI that keeps watch between updates.
Our agent reads the news, job pages and LinkedIn around every company. Clear news goes straight to your feed, labelled “Auto-detected by AI”. Anything that could worry investors is checked by a person first. Noise is dropped.
What does it cost?
For investors: nothing. No platform or account fees. You pay the amount you invest, that's it.
For founders: free onboarding, a yearly fee and a fee on what they raise. See Raise capital.
⚠︎ Investing in startups is risky. You could lose all of your investment, and it can be hard to sell your stake. Only invest what you can afford to lose and spread it over several companies.